Skip to main content
T TON Adoption
DeFi STAKING GUIDE · 2026

Staking on TON 2026: Ultimate Guide to Every Method

Full guide to staking on TON in 2026: liquid staking (Tonstakers, bemo, Hipo), pooled nominators (Whales), solo validator. APR, risks, minimums, concrete steps.

Author
TON Adoption Team · research desk
Published
4 min read

Staking on TON in 2026 is a baseline operation for long-term holders: 3-5% APR on passive Gram holdings. This piece is the ultimate guide to all 4 methods, with concrete steps, minimums, and real APRs.

2026 context: after Toncoin’s rebrand to Gram (June 1, 2026), all staking mechanics work identically — just the token is now Gram. See the main explainer.

Quick choice — flowchart

How much Gram do you hold?

├── 1-1000 Gram ($5-5000)
│   └── Tonstakers (liquid, simple)

├── 1000-50,000 Gram ($5K-250K)
│   ├── Diversified → Tonstakers (50%) + bemo (30%) + Hipo (20%)
│   └── Yield-focused → Whales Pool (non-liquid, slightly higher APR)

├── 50,000-300,000 Gram ($250K-1.5M)
│   └── Diversify across 3-4 pools + opt-in EVAA lending

└── 300,000+ Gram ($1.5M+)
    ├── Run own validator (4-5% APR + governance)
    └── OR launch nominator pool (business-tier)

4 ways to stake on TON

What: send Gram → receive a derivative token → use it in DeFi alongside the stake.

Tonstakers (tsTON)

  • TVL: $250M+ (largest)
  • Min stake: 1 Gram
  • APR: 3.5%
  • Derivative: tsTON (grows in conversion rate)
  • DeFi access: Yes — tsTON on STON.fi, DeDust, EVAA lending
  • Audit: Yes (Halborn, Quantstamp)

Steps (5 minutes):

  1. Open Tonkeeper / MyTonWallet → Browse Apps → “Tonstakers
  2. Connect wallet via TON Connect
  3. Enter amount → “Stake”
  4. Pay ~0.05 Gram gas
  5. Receive tsTON to your address
  6. In 6 months tsTON grows by ~1.75% (conversion-rate compounding)

bemo (bemoTON)

  • TVL: $80M
  • Min stake: 1 Gram
  • APR: 3.5%
  • Derivative: bemoTON
  • DeFi access: mid (on STON.fi, not all protocols)
  • Audit: Yes (CertiK)

Hipo (hTON)

  • TVL: $35M
  • Min stake: 1 Gram
  • APR: 3.5%
  • Derivative: hTON
  • DeFi access: mid
  • Audit: Yes (Hexens, 2025)

2. Pooled nominators (non-liquid)

What: stake in a pool, no derivative token, but APR can be slightly higher.

Whales Pool

  • TVL: $120M
  • Min stake: 50 Gram ($250)
  • APR: 3.8-4% (varies with validator cycle)
  • Derivative: No
  • DeFi access: No
  • Audit: Yes
  • Unstake cycle: ~2 validation cycles (~36 hours)

Best for: holders who don’t care about DeFi utility and want max clean stake APR without derivative-token complexity.

3. Direct nominators (advanced)

What: subscribe directly to a specific validator via the consensus protocol.

  • Min stake: depends on validator (typically 10,000-100,000 Gram)
  • APR: 4-4.5% (minus 30-50% validator fee)
  • Risks: validator can slash (lose part of stake) on misbehavior

Not done through mobile wallets — requires CLI / advanced tooling. Not for retail.

4. Solo validator (max tier)

What: you are the validator. Full stake APR + governance voting power.

  • Min stake: 300,000 Gram (~$1.5M)
  • APR: 4.5-5% (minus server OPEX ~$300/month)
  • Required: dedicated server (8-16 cores, 64GB RAM, fast NVMe, low-latency network)
  • Hard skill: TON node operations, monitoring, on-call duty

Best for: institutional players, $1.5M+ holdings, willing to manage infrastructure.

Comparison table

MethodMin stakeAPRDerivativeDeFiUnstake time
Tonstakers1 Gram3.5%tsTON✅ FullInstant (sell tsTON)
bemo1 Gram3.5%bemoTON✅ MidInstant
Hipo1 Gram3.5%hTON✅ MidInstant
Whales Pool50 Gram3.8-4%36 hours
Direct nominator10K Gram4-4.5%36 hours
Solo validator300K Gram4.5-5%36 hours

How much can you earn (examples)

$1000 over 1 year via Tonstakers

  • Initial: 200 Gram @ $5 = $1000
  • APR: 3.5%
  • After 12 months: ~207 Gram (compounding via tsTON)
  • USD-eq: depends on Gram price (if $5 → $1035; if $10 → $2070)

$10,000 over 5 years via diversified portfolio

  • 100 Gram (50% tsTON, 30% bemo, 20% Hipo) — $2,000
  • 800 Gram via Whales Pool — $4,000
  • 800 Gram via direct nominator — $4,000
  • Average APR: ~3.7%
  • After 5 years: ~$11,990 (if Gram price stable)
  • If Gram price 2× in 5 years: ~$24,000

$1,500,000 as a solo validator

  • Stake: 300,000 Gram
  • APR: 4.5%
  • Annual reward: 13,500 Gram (~$67,500 at $5)
  • Minus OPEX: $3,600/year
  • Net annual: $63,900 in Gram terms

DeFi-multiplier effect of liquid staking

This is the key part. tsTON (or bemoTON / hTON) isn’t just a stake receipt. It’s an active DeFi asset.

What you can do with tsTON:

  1. Liquidity provision on STON.fi: deposit tsTON/USDT pair → earn LP fee + farming rewards (extra 2-5% APR)
  2. Lending on EVAA: supply tsTON → borrow USDT-TON → leveraged exposure
  3. Collateral for loans: use tsTON as collateral for Storm Trade perpetuals
  4. Use in any dApp that accepts tsTON

Real example:

  • Stake 100 Gram via Tonstakers → 100 tsTON
  • Deposit tsTON/USDT LP on STON.fi (50 tsTON + $250 USDT)
  • Earn: 3.5% APR from tsTON conversion + 5% LP fee + 3% farming reward = ~11.5% effective APR

That’s 2-3× base stake APR. Risks: impermanent loss, smart-contract bugs.

Risks and how to defend

1. Smart-contract bug

All pools audited, but zero-risk doesn’t exist. Diversify: split stake across 2-3 different pools.

2. Slashing (for direct nominators / solo)

Validator misbehavior (downtime, malicious votes) → slash 1-5% of stake. Defense: pick validators with long uptime history.

3. Liquidity crisis (for liquid staking)

In a bear cycle tsTON can trade below peg (e.g. 1 tsTON = 0.97 GRAM instead of 1.05). Defense: HODL, don’t panic-sell.

4. Governance attack

Theoretically a malicious actor could buy enough stake for governance takeover. In practice it needs $500M+ → economically infeasible.

5. Regulatory risk

Some jurisdictions may classify stake rewards as securities yield. Defense: declare income in your local tax regime.

What changes after Toncoin → Gram rebrand

Technically — nothing. Tokens, contracts, formulas — all the same.

UI changes (rolling out over 2-3 weeks):

  • tsTON → may be renamed tsGRAM (Tonstakers not decided yet)
  • bemoTON → may stay (smaller TVL, less impact)
  • hTON → may be renamed hGRAM
  • Base coin across calculations — “TON” becomes “GRAM”

Action checklist — what to do right now

If 0 staked Gram now:

  • Start with 5-10 Gram via Tonstakers (test the flow)
  • Verify tsTON appeared in wallet
  • Watch APR effect through week 1

If already 100+ Gram staked:

  • Verify backup seed (important, especially after rebrand)
  • Check tsTON value on tonviewer.com — should be higher than base stake (conversion rate grows over time)
  • Optional: use tsTON in DeFi for multiplier effect

If 1000+ Gram staked:

  • Diversify across 2-3 pools (not all-in on one)
  • Setup monitoring (Tonviewer notification subscription)
  • Consider direct nominator if max APR matters
  • Tax-track all stake rewards (for future reporting)

Additional reading

Frequently asked

Base APR for staking Gram (TON) — **3-4% annual** for nominators via liquid-staking pools (Tonstakers, bemo, Hipo). Solo validators get **4-5% APR**. Whales Pool (non-liquid pooled) delivers ~3.5%. After protocol fees and validator commissions, real retail yield is about 3-3.5% in Gram.
From **1 Gram** ($5) via **Tonstakers** or **bemo** (liquid staking). From ~**50 Gram** ($250) via **Whales Pool** (pooled nominators). From **300,000 Gram** (~$1.5M) for a **solo validator**. Liquid staking is the most accessible for retail.
**Liquid staking** (Tonstakers/bemo/Hipo): send Gram → receive a derivative token (tsTON, bemoTON, hTON). It grows in conversion rate over time; usable in DeFi (LP, lending, collateral). **Pooled staking** (Whales): send Gram → locked in the pool, rewards accrue, but **no derivative token** → can't use the stake in DeFi. **Solo validator**: you're the validator; requires 300K+ Gram.
**Tonstakers** — #1 by TVL ($250M+), best UX, audited; default for most. **bemo** — competitive APR, smaller min-stake (1 Gram), open source. **Hipo** — newest, fast-growing, slightly higher risk. **Whales Pool** — for those who don't need DeFi utility of tsTON; pure stake rewards. Detailed comparison in our [piece](/en/blog/tonstakers-vs-whales-pool-vs-bemo-comparison-2026/).
At the protocol level — yes. TON uses BFT consensus with slashing for misbehaving validators. At the individual protocol level (Tonstakers/bemo/Hipo) — **smart-contract risk** (bugs, exploits). All 4 majors are **audited**, but zero-risk doesn't exist. Best practice: split stake across 2-3 protocols (Tonstakers + bemo + direct).
Stake decisions shouldn't depend on tactical timing. If you hold TON/Gram long-term (12+ months) → stake now, compounding wins. If you're a trader — don't stake (7-day lock-out + lost rewards on unstake). Liquid staking gives an **opt-out** (sell tsTON instantly on a DEX without unstake cycle); the **bridge** for former traders.
It doesn't. Tokens just have new names, but contracts, formulas, APR — all the same. tsTON (former Toncoin derivative) typically shows as tsGRAM in UI. See our [technical deep-dive](/en/blog/why-toncoin-to-gram-needs-no-swap-technical-deep-dive-2026/).

Related