split.tg: Buying Telegram Premium for TON Without KYC (2026)

TL;DR. split.tg is a Telegram bot for buying Premium subscriptions and Stars in TON/USDT without KYC and without card binding. Prices run 8-15% above Fragment, but onboarding is instant — send TON, Premium activates in ~30 seconds. Custodial service with reputation since 2023, no major incidents; sensible for small purchases (1 Premium, small Stars packs), for large amounts use Fragment. Fits Russian users, especially when anonymity matters; standard 13% tax applies on crypto disposal.

Why split.tg exists

Telegram Premium officially costs $4-15 per month (varies by country). Payment options:

• Apple/Google in-app — 30% fee, total ~30% above base.
• Fragment — official TON Foundation venue, requires a TON Connect wallet (Tonkeeper/MyTonWallet/Wallet).
• Card payments inside Telegram bots — broken for Russian users (Visa/Mastercard blocked for TG payments).

For Russian users in 2026 effectively two working channels: Fragment direct and third-party bots like split.tg.

split.tg fills the “fast, anonymous, no-connect” niche. Open the bot, pick a plan, send TON to the displayed address — Premium activates on the requested account. No KYC, no extension, no connect-protocol confirmation.

Step-by-step Premium via split.tg

1. Open @split_tg_bot in Telegram. Command /start.
2. Menu → “Telegram Premium”. Choose term: 3 / 6 / 12 months.
3. Enter recipient username. Can be @your_own_handle (for self) or @other_person (gift).
4. Select currency: TON, USDT-jetton (TON), USDT-TRC20.
5. Receive invoice. Bot shows: amount, recipient wallet address, memo/comment.
6. Send transaction. From any TON wallet — Tonkeeper, MyTonWallet, Wallet, Bitget, OKX. Must include the memo from the invoice exactly (it’s the deal identifier).
7. Wait for activation. Usually 30-180 seconds after on-chain finality (TON finality ~5-30s).
8. Premium active. The user whose username you entered gets a Premium upgrade notification.

End-to-end — 1-3 minutes if you have TON in a wallet.

Pricing and comparison

Mid-2026:

Verdict: Fragment is cheapest, split.tg 8-17% above, Apple/Google noticeably highest after store fees.

When split.tg wins despite the margin:

• You don’t want to connect a wallet and leave a signature (privacy concern).
• You don’t have a TON Connect-compatible wallet (only an exchange balance with TON).
• Gift purchase — Fragment assumes you connect your own wallet; awkward for delivering Premium to someone else.
• Paying with USDT in a third-party wallet (Fragment defaults to TON; you’d convert yourself).

Stars via split.tg

Stars are Telegram’s internal currency for paid content and tips. Via split.tg you can buy any pack size:

• 100 Stars — 0.27 TON
• 500 Stars — 1.3 TON
• 1000 Stars — 2.6 TON
• 5000 Stars — 12.5 TON
• 10000 Stars — 25 TON

How to use Stars after purchase:

• Tipping channels and creators in Telegram (1 Star = 1.5¢ to recipient)
• Buying sticker packs
• Apple/Google “in-app currency” for Telegram Mini Apps (some games/services)
• Activating premium stories, extended reactions
• New 2026 use cases — paid content in exclusive channels

Stars can’t be withdrawn back to crypto via split.tg — it’s one-way. For Stars → crypto → fiat use Fragment.

Technical notes

Memo / comment in the transaction — critical

split.tg identifies the deal by memo, not address. Send without memo or with wrong memo — the bot won’t link your transaction to the invoice, no activation, support ticket required. ~1-2% of trades hit this mistake (users forget the memo).

Right: in Tonkeeper/MyTonWallet — “Comment” field, paste the memo from the bot character-for-character. Wrong: leave empty or write something else.

Sender wallet and anonymity

split.tg doesn’t store the link between sender wallet and recipient username externally — part of the offer. But it DOES store tx hash + username in its support logs (required for refunds and investigations).

For full anonymity — send from a fresh wallet with no other transactions and never used for logins via ton-connect.

Activation time

Normal — 30-180 seconds after TON finality. Distribution:

• 70% — activation in 30-60s
• 25% — 60-180s
• 5% — 3-10 min (peak hours or temporary Telegram API issue)
• under 0.1% — failed (manual support needed)

Risks and mitigation

Custody risk

Between sending TON and Premium activation you are a creditor of split.tg. Theoretically the bot could disappear with your TON. In practice 2023-2026 no such incident; reputation neutral-positive in TON community. But this is not an insured service.

Mitigation: don’t buy large amounts in one go. Need 5 annual Premiums — make 5 separate transactions, not one 5×32 = 160 TON transfer.

Telegram ban

Telegram could (theoretically) ban accounts receiving Premium from automated resale services. In practice 2024-2025 no mass bans from split.tg or analogues; Telegram rarely acts unless users complain.

Mitigation: don’t use split.tg on a business account; for personal — usually safe.

Legal risk in Russia

259-FZ bans crypto settlements between Russian residents. Paying split.tg in TON formally falls under that, but split.tg is an intermediary service with international nature — grey zone. No precedent of prosecution for buying Premium via crypto in 2024-2025.

Mitigation: don’t publish payment receipts/screenshots; don’t use the service for settlements with other Russian residents.

Alternatives to split.tg

• Fragment (fragment.com) — official, cheaper, requires TON Connect.
• @PremiumBot (Telegram internal bot) — official, card or Stars payments, unavailable to Russian users due to card block.
• Crypto Bot Stars — Stars via Crypto Bot, native Telegram-user UX; margin comparable to split.tg.

Taxes

You bought TON earlier with rubles (e.g. via P2P on Bybit). Sending TON to split.tg in exchange for Premium = property disposal (you swapped an asset for a service).

Tax base = (TON ruble-equivalent on send day) − (TON ruble-equivalent on purchase day). Positive — 13% PIT in Russia.

Small amounts (1-2 Premiums/year) are pennies — tax in the 50-200₽ range. With an IP on USN 6% and regular service purchases via TON — treat as business expenses (only if Premium has a business use case for you).

More — Taxes on TON in Russia (RU, available in Russian only).

Safe-purchase checklist

• Opened the official bot @split (verify URL — fakes exist)
• Correct recipient username entered
• Memo from invoice copied into the transaction comment
• Amount ≤ 100 TON in one transfer (large — split into parts)
• Sender wallet — not your main (if anonymity matters)
• tx hash saved for support

Bottom line

split.tg is a working, reasonably safe way to buy Telegram Premium and Stars for TON without KYC. The 8-15% margin over Fragment buys you anonymity, speed and no wallet-connect requirement. For small purchases (1 Premium, small Stars pack) — best UX in the TON ecosystem. Large operations (>100 TON in one go) — switch to Fragment.

Have TON in a wallet already? — buying Premium for yourself or gifting someone takes a minute via split.tg. The one thing to get right — the memo in the transaction.

Related:

• Telegram Premium via TON: crypto payment
• Telegram Stars vs TON payments: difference
• Stars conversion to TON