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T TON Adoption
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STAKING · 2026

Hipo Finance

Younger TON liquid staking protocol with hTON, focused on a decentralised validator set

Open Hipo Finance Staking

Key facts

Founded
2024
Public audit
Yes
Open source
Yes
Security
8.5 / 10

Pros

  • The most decentralised node-operator set among top-three liquid stakers
  • Fully open source — contracts and frontend
  • Audited by independent TON-ecosystem auditors
  • A sensible 'second stake' alongside tsTON or stTON — risk diversification
  • Transparent operator onboarding with public requirements

Cons

  • A younger protocol — shorter validator-cycle history
  • TVL and hTON DEX pool depth are noticeably smaller than tsTON's
  • DeFi integrations are catching up but still trail Tonstakers'
  • Unstaking waits for a validator round — no instant exit

What it is and who it fits

Hipo Finance is the third-largest TON liquid staking protocol by TVL, live since 2024. Architecturally it sits close to bemo (open source, transparent upgrades) but pushes further: the team is building a decentralised set of node operators that any team can join after meeting technical and reputational requirements. The goal is to avoid dependency on any single operator and spread stake across more independent validators. The derivative token hTON follows the same 'price drifts up against TON' model. DeFi integrations were thinner at launch than Tonstakers' or bemo's, but by 2025-2026 hTON is supported on STON.fi, DeDust and EVAA integrations are in progress. The strength is the most decentralised validator set of the top-three liquid stakers plus an open, audited codebase. The weakness is relative youth — fewer historical cycles to point at and shallower DEX liquidity. For users who want 'not all eggs in one basket' for TON staking, Hipo is a sensible split alongside tsTON or stTON.

Staking parameters

Staking model
Liquid (mints a derivative token)
Derivative token
hTON
APY
Base TON yield minus a 10% protocol fee. As of 2026 around 3.2–3.7% APR in TON. If the operator set has lower-performance validators, the average may dip temporarily.
Fees
10% of rewards to the protocol, same shape as Tonstakers and bemo. No fee on deposit or unstake.
Minimum deposit
1 TON

Score breakdown

  • Security 8.5 / 10
  • UX 8.0 / 10
  • Features 7.5 / 10
  • Ecosystem 8.0 / 10
  • Overall 8.1 / 10

Scores reflect editorial opinion, not an independent audit. Affiliate links route through our /go/?to= cloak — details on the disclosure page. APY, fee and LTV figures are correct at publication; always cross-check on the service itself.

Open Hipo Finance

Younger TON liquid staking protocol with hTON, focused on a decentralised validator set

hipo.finance

Open Hipo Finance

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