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T TON Adoption
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NODE/03 · Term

Vault (DeFi)

A smart-contract safe that automatically executes a yield strategy on behalf of depositors. The TON analogue of Yearn Finance. Live on TON in Tonstakers, bemo, and TONCO concentrated-liquidity managers.

Aliases: defi vault, vault strategy, vault smart contract

Vault is a smart contract into which the user deposits funds and receives a “share” (vault-share-token); the contract autonomously runs a strategy: staking, CL position rebalancing, farming, leveraged lending.

Vault types on TON

  • Staking vault (Tonstakers, bemo, Whales Pool) — user deposits TON, the vault spreads it across validators/nominators, returns yield via a liquid-staking token (tsTON, stTON, etc.).
  • CL-management vault (TONCO range-managers) — user deposits USDT/USDC, the vault holds a concentrated position around the peg and rebalances.
  • Yield aggregator vault — still early on TON; isolated experiments built on STON.fi/DeDust pairs.

Risks

  • Smart-contract risk: a bug in the strategy = loss of funds.
  • Manager-key risk: if the vault has a manager role without a timelock, the key-holder can drain the contract.
  • Strategy risk: the strategy may work in normal conditions and break in edge cases (volatility, depeg).

Related terms